2. Content. (copyright and trademark notice).
All media (downloaded or samples), software, text, images, graphics, user interfaces, music, videos, photographs, trademarks, logos, artwork and other content on the site (collectively, "content"), including but not limited to the design, selection, arrangement, and coordination of such content on the site is owned or licensed by or to ojabiz.com, and is protected by copyright, trade dress, and trademark laws, and various other intellectual property rights laws. Except as expressly provided in this terms of use, no part of the site and no content may be reproduced, recorded, retransmitted, sold, rented, broadcast, distributed, published, uploaded, posted, publicly displayed, altered to make new works, performed, digitized, compiled, translated or transmitted in any way to any other computer, website or other medium or for any commercial purpose, without Ojabiz.com's prior express written consent. except as expressly provided herein, you are not granted any rights or license to patents, copyrights, trade secrets, trade dress, rights of publicity or trademarks with respect to any of the content, and ojabiz.com reserves all rights not expressly granted hereunder. Ojabiz.com expressly disclaims all responsibility and liability for uses by you of any content obtained on or in connection with the site.

3. Usage.
All services provided by ojabiz.com may be used for lawful purposes only. Activities in violation of any Nigeria, international or other countries', federal, state or city laws are prohibited. the user agrees to indemnify and hold harmless ojabiz.com from any claims resulting from the use of the service which damages the user or any other party.

4. Warrantees.
This service is provided as you it use it at your own risk. There are no warranties of any kind expressed or implied, including warranties of salability or fitness for any particular purpose. Ojabiz.com is not responsible for hardware or software damage, loss of wages, or any other financial or personal loss resulting from the use of, or inability to use, this service. No oral advice or written information given by ojabiz.com, its employees, licensors or the like, will create a warranty; nor may you rely on any such information or advice. Ojabiz.com and its partners and suppliers will not be liable for any cost or damage arising either directly or indirectly from any transaction or use of the service.

5. Change of conditions.
ojabiz.com retains the rights to alter and amend these terms and conditions as required and without notification to our users. All changes to this page will be applicable to previous versions.
Ojabiz.com provides you with practical features yours business and your customers truly need, and that's why our products, services and hosting software is the right choice for you. Competitors might offer you a fortune by bundling in functionalities that you will never use.

6. Conditions of sale and payment terms.
To purchase any goods and/or services on our site, you must (a) be at least eighteen (18) years of age or the applicable state age of majority, (b) be a natural person (no corporations, partnerships or other legal entities), and (c) be a resident in the 36 states of Nigeria and its capital. Prior to the purchase of any goods or services on our site, you must provide us with a valid credit/debit card number and associated payment information. All sales of products and services are final. all charges from those sales are nonrefundable.

7. Methods of payment.
All payments must be made by Interswitch supported cards or bank deposit, unless expressly set forth on the ojabiz.com site. We do not accept any other payment form. If we offer or accept any other form of payment, you hereby agree to all restrictions, terms and conditions associated with such additional form of payment. Your card issuer agreement governs your use of your designated card, and you must refer to that agreement and not this “terms of use” to determine your rights and liabilities as a cardholder.
You and not ojabiz.com, are responsible for paying any unauthorized amounts billed to your credit/debit card by a third party. You agree to pay all fees and charges incurred in connection with your purchases (including any applicable taxes) at the rates in effect when the charges were incurred. Unless you notify ojabiz.com of any discrepancies within sixty (60) days after they first appear on your credit/debit card statement, you agree that they will be deemed accepted by you for all purposes. if ojabiz.com does not receive payment from your credit/debit card issuer or its agent, you agree to pay all amounts due upon demand by ojabiz.com or its agents. You are responsible for paying any governmental taxes imposed on your purchases, including, but not limited to, sales, use or value-added taxes. Ojabiz.com shall automatically charge and withhold the applicable sales tax.

8. Order acceptance policy.
Your receipt of an electronic or other form of order confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to sell. Ojabiz.com reserves the right at any time after receipt of your order to accept or decline your order for any reason. Ojabiz.com further reserves the right any time after receipt of your order, without prior notice to you, to supply less than the quantity you ordered of any item. Your order will be deemed accepted by ojabiz.com upon shipment of products or performance of services that you have ordered. Title to goods and all risk of loss passes to you upon delivery to the common carrier.

9. No responsibility to sell mispriced products or services.
Ojabiz.com shall have the right to refuse or cancel any orders placed for products and/or services listed at an incorrect price, rebate or refund, or containing any other incorrect information or typographical errors.Ojabiz.com shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit/debit card charged.

10. Modifications to prices or billing terms.
Ojabiz.com reserves the right, at any time, to change its prices and billing methods for products or services sold, effective immediately upon posting on the site or by e-mail delivery to you.

11. Service and support for goods sold.
All requests for technical service and support should be made directly to the manufacturer in accordance with their terms and conditions.

12. Indemnification.
You agree to indemnify and hold harmless ojabiz.com and its parents, sister companies, subsidiaries, affiliates, service providers, other end users, distributors, licensors, officers, directors and employees from any claim or demand, including reasonable attorneys' fees, made by any third party arising out of or related to your violation of this terms of use, or your violation of any law, regulation or third-party right.

13. Disclaimer of warranties.
The site, products, services, content, digital downloads, software, artwork, data, and information are provided "as is." all of Ojabiz.com's physical products are guaranteed against material defects for fourteen (14) days from the date of invoice except as expressly stated herein, ojabiz.com expressly disclaims all warranties and/or conditions, express or implied, as to any matter whatsoever relating to or referenced by the ojabiz.com site, including, but not limited to, the implied warranties and/or conditions of merchantability or quality of data and fitness for a particular purpose, suitability, title, non-infringement, lack of viruses or correspondence to description.

14. Limitation of liability.
The entire risk arising out of the use of the site, the use of any products and/or services offered on or in connection with the site, and/or the use of any content and/or digital downloads remains with you. In no event shall ojabiz.com or its licensors or any of their officers, directors, employees, agents or affiliates be liable for any consequential, incidental, direct, indirect, special, punitive, or other damages whatsoever (including, without limitation, damages for loss of business profits, business interruption, loss of business information, or other pecuniary loss) arising out of this terms of use or the use of or inability to use any products, services, content and/or digital downloads, with the delay or inability to use the ojabiz.com site or related services, the provision of or failure to provide products or services, or for any information, software, products, services and content obtained through the site, or otherwise arising out of the use of the ojabiz.com site whether based on contract, tort, negligence, strict liability.
Or otherwise even if ojabiz.com has been advised of the possibility of such damages. notwithstanding anything else in this terms of use or posted on the site, the maximum liability that ojabiz.com shall have is limited to any amounts actually paid to ojabiz.com by end user. Order information such as billing or shipping address that is inaccurate or incomplete may result in delays that shall not be the responsibility of ojabiz.com. you acknowledge and agree that the limitations of liability, disclaimers of warranties and limited remedies set forth herein represent an inseparable allocation of risk (including, without limitation, in the event of a total and fundamental breach of this terms of use) that is an essential basis of the bargain between the parties.

Finally
No delay or failure to take action under this terms of use shall constitute any waiver by ojabiz.com of any provision of this terms of use. If any provision of this terms of use is invalid or unenforceable under applicable law, it is, to that extent, deemed enforceable to the fullest extent possible (and severable in the event such provision is completely unenforceable) and the remaining provisions of this terms of use will continue in full force and effect.